FAQ

This is not true because it does not benefit us in any way.  Delays can be caused for a myriad of reasons such as issues in the chain; for example if there is a first time buyer at the bottom of the chain he could be waiting for his mortgage to come through, or if searches have been applied for we need to wait until they ALL come through.  I am aware however that some clients do have bad experiences with law firms.

If you are buying house and your hear the phrase “it’s a probate sale” it means the seller has died and his executors ( the people legally entitled to sell the property) are selling on his behalf- this incidentally can cause delays in the transaction because without the Grant of Probate the executors cannot proceed.

We have a stamp duty holiday but only until the end of March 2021 up to £500,000. However, if you are buying a second property you WILL still pay a surcharge tax – that is tax on top of the normal stamp duty and it is a staggered payment depending on how much you buy for but it is in most cases 3% of the WHOLE purchase price.   You still save on the stamp duty up to  March 2021,  but the surcharge still applies to a purchase of a second home.

Information and comments from an estate agent are not legally binding.  

A common question – and no you cannot get compensation the only thing you can look forward to is a small abortive legal bill depending on how much work has been done. 

The Lending bank when deciding on how much to lend you as a mortgage will value the property and usually not visit the property.  A desktop or drive by valuation at the most. A Survey – is done by a surveyor that you appoint (we can give you details of a surveyor) and he visits the premises and reports to you on the property regarding its structure – the report will flag up issues.  Sometimes you can negotiate a lower price if it transpires that a lot of work will need to be carried out to rectify defects.

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